Commercial Division
Temp Staffing
Staffing, PEO and employment-driven exposures
Agents must be appointed with INVO to receive commission on submitted or bound accounts.

What we write for staffing firms
Appetite at a glance
- Temporary and temp-to-hire staffing agencies
- Clerical, light industrial, hospitality and healthcare placements
- Workers' compensation, GL and professional for staffing operations
- Multi-state payroll with a single program structure
- PEO and employment-driven exposures including EPLI
Products
What we write in this division
Choose the tile that best fits the account. Each product lists the coverages available and exactly what to attach so we can quote on the first pass. If nothing fits, use the general submission tile and our team will route it.
Primary
Staffing Workers' Compensation
Comp for temporary staffing agencies, by state and class code.
- Workers' Compensation
Eligibility highlights
- Temporary and temp-to-hire staffing
- Payroll by class code and state required
- Client contracts and safety program reviewed
Send with the submission
- Appropriate ACORD Application
- INVO temp staffing supplemental
- Payroll by state and class code
- Loss runs up to 5 years, if possible, or no-loss letter
Response time: 1 business day
Primary
General & Professional Liability
GL and PL for staffing operations, including placed-employee exposure.
- General Liability
- Professional Liability
Eligibility highlights
- Staffing GL with professional exposure
- Placement types and industries served required
Send with the submission
- INVO staffing GL/PL supplemental
- Copy of the client service contract
- Hired and non-owned auto detail if applicable
- Loss runs up to 5 years, if possible, or no-loss letter
Response time: 1 business day
Catch-All
Temp Staffing General Submission
Any staffing exposure that doesn't fit a specific product.
Send with the submission
- Appropriate ACORD Application
- Loss runs up to 5 years, if possible, or no-loss letter
- Description of staffing operations
Response time: 1 business day
Ancillary
EPLI
Employment practices liability for staffing firms and their clients.
- EPLI
Send with the submission
- INVO EPLI supplemental
- Wage & hour worksheet
- Loss runs up to 5 years, if possible, or no-loss letter
- Prior declarations page when available
Response time: 1 business day
Cyber
Cyber Liability
Cyber and privacy cover for agencies holding employee data.
- Cyber
Send with the submission
- INVO cyber supplemental
- Loss runs up to 5 years, if possible, or no-loss letter
Response time: 1 business day
Ancillary
Crime
Employee dishonesty and third-party crime for placed employees.
- Crime
Send with the submission
- INVO crime supplemental
- Loss runs up to 5 years, if possible, or no-loss letter
Response time: 1 business day
Ancillary
Excess Liability
Excess limits over staffing GL, auto and employers liability.
- Excess Liability
Send with the submission
- INVO excess supplemental
- Underlying schedule of coverage and limits
- Loss runs up to 5 years, if possible, or no-loss letter
Response time: 1 business day
Markets
Sample markets in this division
Live carrier appetite records routed to this division.
Sample markets
Temp Staffing WC
Temp Staffing
Send to INVO · 1 business day
Temp Staffing GL / PL
Temp Staffing
Send to INVO · 1 business day
Temp Staffing EPLI
Temp Staffing
Send to INVO · 1 business day
Temp Staffing Cyber
Temp Staffing
Send to INVO · 1 business day
Temp Staffing Crime
Temp Staffing
Send to INVO · 1 business day
Temp Staffing Excess
Temp Staffing
Send to INVO · 1 business day
Questions
Temp Staffing FAQ
The questions agents ask most before sending an account.
Still unsure? Ask an underwriter.
Other divisions
Placing something else?
Each division owns its classes end to end.





